Insurance to Value Appraisal
As a support for underwriting decisions or in assessing coinsurance compliance, insurance to value appraisal is one of the key components of our service. We can provide stand alone ITV appraisals for underwriters or as part of the claims process. By providing underwriters the proper insurance value of a building at the time of underwriting we provide the critical information regarding a replacement cost not the amount a property was built or purchased for. The difference between real exposure and substantially incorrect information can lead to monetary loss for both carrier and insured. We can provide custom ITV information, appraisal and pricing to fit most any need our clients have.
- Building Valuations
- Contents/Equipment/Inventory
- Vehicle Values
Q. We already have independent adjusters we use why should we do business with J. Frazier Service Company?
A. We enjoy the opportunity to compete with our peers and our first job is to listen to our customer. We believe we can provide an accurate, reliable product at a fair price and we want you to agree. If you are ever dissatisfied with our work let us know, the company name means a lot to the owner and he wants it to mean a lot to your company as well.
Q. Why did the insurance company send an "independent" instead of a "staff" adjuster?
A. Usually there is not a staff adjuster available; this can be for a number of reasons. The independent will report to a staff adjuster in all cases so if you are concerned about the company using an independent remember that the authority regarding your claim comes from the carrier.
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